FDIC Insurance

Shore Community Bank is a member of the Federal Deposit Insurance Corporation (FDIC).

FDIC deposit insurance is backed by the full faith and credit of the United States government.

FDIC Insurance

The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each ownership category. Shore Community Bank is a member of the Federal Deposit Insurance Corporation. (FDIC) FDIC deposit insurance is backed by the full faith and credit of the United States government.

To learn more about FDIC insurance please visit: http://www.fdic.gov/edie/fdic_info.html
Calculate your FDIC insurance coverage: http://www.fdic.gov/edie/

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount (250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

For more information about general FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

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Shore Community Bank
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