Personal Investments

Certificates of Deposit

Finding an investment that’s a sure thing is as easy as visiting Shore Community Bank. Our wide range of certificate of deposit maturity options lets you target your savings for short or long-term growth while enjoying competitive guaranteed returns along with FDIC Insurance. Our certificates are available to individuals, business, non-profit organizations and with terms from 3-months to 60-months.

Interest on all Shore Community Bank certificates are compounded daily and credited quarterly. All certificates also feature a 10-day grace period for renewal; renewal notices will be produced 15 days in advance of maturity date. A penalty will be imposed for early withdrawal. Please speak to a customer service representative at your local branch for more details.

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Freedom Liquid CD

You’ll enjoy the features of our 9-month Freedom Liquid CD that has a competitive and guaranteed interest rate. Best of all, withdrawal penalties will be waived after the first six days of the account term or the first six days following a partial withdrawal.

Just open a personal or business checking account and a Freedom Liquid CD. Qualified withdrawals are transferred to your checking account…it’s that easy!

  • Minimum to open $10,000.00
  • 9 month term
  • Combined with a checking account statement
  • No additional deposits permitted
  • Penalty-free withdrawals permitted after six days following any partial withdrawal. For example: Partial withdrawal on the 10th, the next penalty free partial withdraw permitted on the 17th
  • One month penalty is imposed with any withdrawal done within six days
  • Funds may be withdrawn in increments of $500.00
  • Withdrawals must be deposited to a Shore Community Bank checking account
  • Account will be closed if balance is below $500.00
  • Interest is credited monthly
  • Interest Tier 1: $500.00 – $9,999.99
  • Interest Tier 2: $10,000.00 and over
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Individual Retirement Accounts

Shore Community Bank helps you plan for your future financial needs by offering Traditional Individual Retirement Accounts (IRAs). IRAs are investment vehicles that permit individuals to set aside funds for a secure future and retirement. IRA account holders are afforded the benefits of tax-deferred earnings, and possibly, income tax deductions for contributions. Due to innovative changes in the tax law, this type of account can be a useful tool for first time home buyers, education and certain medical expenses.

Opening a Shore Community Bank IRA is easy. Come into one of our local branches and we will give you the one-on-one attention you deserve. All deposits are FDIC insured (maximums may apply), allowing a safe way to save for retirement.

*Please consult the IRS or your tax advisor how the tax laws may affect you.

Great Rates

0.50% APY
— 12 Month CD
1.00% APY
— 24 Month CD
1.65% APY
— 60 Month CD
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