Personal Savings

Shore Community Bank offers a wide array of savings accounts to suit your individual needs.

From competitive interest rates to convenient quality service all with the safety of FDIC Insurance, our accounts feature competitive interest rates with simple interest paid quarterly. The Surf Savings and Lamplighter Savings accounts are a welcomed alternative to traditional savings and Certificate of Deposit products. Higher interest rates are paid on higher balances without the early withdrawal penalties associated with Certificate of Deposits. Additionally, all savings accounts, excluding Holiday Clubs, provide a free ATM Debit Card and Free Online Banking with Bill Pay.




Surf Savings
  • $25.00 deposit to open account
  • Highly competitive interest rate
  • No monthly service fee with a daily balance of $1,000
  • No minimum balance to earn interest
  • Unlimited in person withdrawals
  • Unlimited deposits and up to 6 pre-authorized withdrawals each statement cycle


Lamplighter Savings
  • $25.00 deposit to open account
  • Earn a competitive interest rate
  • No monthly service fee with a daily balance of $1,000
  • No minimum balance to earn interest
  • Unlimited in person withdrawals
  • Unlimited deposits and up to 6 pre-authorized withdrawals each statement cycle


Statement Savings
  • $25.00 deposit to open account
  • No monthly service fee with a daily balance of $300
  • No minimum balance to earn interest
  • No service fee on minor accounts
  • Unlimited in person withdrawals
  • Unlimited deposits and up to 6 pre-authorized withdrawals per month


Holiday Clubs

Save ahead for the holiday expenses, systematically, and earn interest on your account. All club earnings are simple interest paid at maturity, upon club completion.

  • Automatic annual renewal.


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