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Home Equity Line of Credit Special Offer


Introductory Variable Rate First Twelve Billing Cycles Prime -.50%    3.75% APR1 (variable)
Thereafter, Receive a Competitive Variable Rate of …                             4.75% APR1 (variable)

Shore Community Bank’s Home Equity Line of Credit Features:

  • 1st lien position only
  • Minimum loan amount of $50,000
  • Initial draw of $25,000 at time of closing
  • No Annual Fees
  • No Closing Fees
  • Access your funds by check or direct transfer
  • Manage your account through Shore 24 Online Banking
  • Interest may be tax deductible2

Call or visit us at any one of our convenient locations to fill out an application.

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1 The introductory variable Annual Percentage Rate (APR) shown equates to Prime minus .50%. This APR will apply to the first twelve (12) billing cycles after closing. Thereafter, the APR will be at Prime + .50%for the life of the credit line. Prime equates to the highest Prime Rate as quoted in the Wall Street Journal on the last business day of the prior month. As of 6/15/17, the Prime Rate was 4.25% resulting in the advertised variable introductory APR of 3.75%. The credit line is a 20 year term with a 10 year draw period. Line of credit is subject to credit approval. Rates/APRs are variable and subject to change without notice. During the term of the line of credit, your interest rate will never exceed 16%. This is a variable rate transaction. The APR is subject to change. Maximum Loan to Value is 80%. Property securing the line of credit must be a 1-4 family primary or secondary residence located in New Jersey. Insurance must be sufficient to cover the line of credit including but not limited to hazard and flood. Offer valid on lines of credits with a minimum amount of $50,000 and a minimum draw of $25,000 at time of closing. Other rates are available for lines of credit in amounts below $50,000. Early termination fees may apply if the loan is terminated within the first three (3) years. Ask us for details.
2 Consult your tax advisor
Member FDIC      Equal Housing Lender

Great Rates

1.75% APY
— 15 Month CD
1.85% APY
— 21 Month CD
2.25% APY
— 36 Month CD
View all Rates

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Shore Community Bank
Member FDIC Equal Housing Lender
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